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However, these small gains, when coupled with the most powerful force in the universe compound returns have the ability to enhance long term portfolio returns. Vanguard's1 research estimates that tax efficient allocation can add up to 0.75% in the first year of implementation, with a compounding effect over time. In Table 5, below we outline a simplistic example to illustrate this differential on a semi real world example.The scenario above assumes that the investor has a total portfolio value of $100,000, with $25,000 of space in a retirement account.
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