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Or the kids could help out with summer jobs.Doris TFSA space is the present limit, $52,000 less $2,400 present balance, net $49,600. If she can contribute her annual $5,500 limit from age 56, when her children will have finished their degrees or certificate programs, she would have about $60,700 in the TFSA at 65 assuming 3 per cent growth after inflation. However, if she directs her savings after debt repayment to her TFSA to fill up all her space until age 65, she could double her contributions.

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